11. HRV source: Apple HealthKit SDNN
Stress HRV reads SDNN (identifier HKQuantityTypeIdentifier.heartRateVariabilitySDNN) from Apple HealthKit, using the discrete average.
Apple's HealthKit exposes HRV only as SDNN and does not provide RMSSD. The app therefore uses the system SDNN value directly and does not compute RMSSD on its own. This is also why HRV numbers differ between apps: they read or compute different metrics.
Source: Apple HealthKit · HealthKitDataService+HRV.swift